Terms, disclaimer & privacy

Last updated 1 November 2026.

Disclaimer

Mi-Pic provides general information about horse racing selections based on a fixed set of rules. Every selection is a place selection (the horse finishing 1st, 2nd or 3rd). Mi-Pic does not provide win selections, and all results, percentages and profit figures refer to place bets only. It is not betting, financial or professional advice, and does not take into account your personal circumstances. Selections are not guaranteed to win or place, and past results do not indicate future results.

Odds change constantly and may differ from those shown. Information may be incomplete, delayed or wrong. Always check odds, fields and scratchings with your bookmaker before betting. Mi-Pic is not affiliated with any bookmaker.

Every bet you place is your own decision and at your own risk. Only bet what you can afford to lose. You must be 18 or over to use Mi-Pic and to gamble.

Using Mi-Pic

Mi-Pic is currently free. Anyone can view the tips and track record, and you can sign up with your email to receive the tips each morning. You can stop the emails at any time from your account page or the link in any email.

Some days there will be no tips. We may change or stop the service at any time.

Mi-Pic stays free until it meets a published target. If a calendar quarter finishes at or above the placed rate shown on the site (currently 75%) without a loss at level stakes (worked out using the place prices published with each tip), the following quarter may become paid at $49 for that quarter. If a later quarter misses the target, the quarter after it is free again. November–December 2026 is a trial period that doesn't count towards this; January–March 2027 is free and is the first quarter that counts, so no quarter can be paid before April 2027. We'll tell you before any paid quarter starts, and nobody is charged without choosing to sign up for it.

Tips are for your personal use. Please don't republish or resell them.

Voluntary contributions

You can choose to support Mi-Pic with a contribution of any amount. Contributions are entirely voluntary gifts to help run the site. They don't buy tips, extra access or any other goods or services. Everyone receives the same tips whether or not they contribute. Contributions aren't tax-deductible and are non-refundable, except where the law requires otherwise.

Liability

To the extent permitted by law, Mi-Pic is not liable for any loss arising from use of the information provided. Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law that cannot be excluded.

Privacy

If you sign up, we collect your email address to send you the tips and let you sign in. We don't sell or share your details. You can stop the emails or ask us to delete your account at any time.

Help with gambling

If gambling is causing you problems, help is free and confidential: Gambling Help 1800 858 858 · gamblinghelponline.org.au. You can exclude yourself from all licensed Australian bookmakers at betstop.gov.au.